Many insurance companies issue automobile insurance, but finding the BEST policy for you can be challenging and time consuming. This is why people come to The Insurance Doctor – because we do the shopping for you through 40 different companies.
Remember that your profile will be a good fit for one of our companies. Our shopping helps you find the policy that’s right for you.
We compare premiums offered by 40 different companies and look for high customer service standards. The ability to pay a claim promptly will be important if you’re ever involved in an accident. And of course, we offer 24 hour claims service.
Finally, we understand insurance discounts and how you may be able to take advantage of them. You may benefit from multi-car and/or multi-driver discounts. You may receive a multiple policy discount if you purchase your auto insurance coverage through the same insurer that covers your motorcycle or boat insurance. An insurer may also offer you a discount if you have a safe driving record or have completed a driver’s education course.
Give us the chance to compare 40 companies and rates to ensure that you make the decision that’s right for you.
Lets talk about you for a minute – and what you deserve from people like us.
You want to save money… without spending your life learning the insurance business and shopping for the right policy. Research is our job. Leave that to us.
If you are a safe driver, you want to be sure you are getting the savings you deserve. You probably have no idea the discounts you may qualify for. We’ll show you.
If you have a bad driving record, you want to be treated fairly and respectfully. And you want the best policy for your current situation. We are proud to help you.
You want to pay on your terms. Maybe in small monthly payments by direct bill or EFT. Maybe you would rather pay by credit card – or in cash? We give you the choice.
You don’t want to be haunted by a traffic violation from years ago. Most insurance companies review the last five years of your driving before they will insure you. We only review the last three years of your driving record.
You don’t want to deal with the insurance company. We do it for you.
You want immediate service when you need it the most. We offer 24 hour claim service.
You want an expert as your own personal representative. Someone well-trained and friendly – who you trust to follow up with you quickly. That’s us. We’re open during lunch and in the evening to suit YOUR schedule. We’ll work with you by phone or email. Whatever suits you.
You don’t want to deal with an automated answering service or 1-800 numbers. We don’t want to jeopardize personal service just when you need it the most. You will get your own agent every time you call.
Let us make your life a little easier – and save you money at the same time.
Get a quote. And see how it pays to let us do the shopping for you.
Young adults these days are spending more time exploring before getting settled into their own homes. Lots of other folks just don’t care to take on all the responsibilities of home ownership. And of course, in the current economic client, there are those that are working toward qualification for a mortgage but just aren’t there yet. What all of this means is that there are plenty of renters out there, of all types. Of course, if you are a renter, that doesn’t mean your possessions are any less valuable, which is why renters insurance is a great idea.
Whether you rent an apartment or a home, there are lots of reasons to get good renters insurance. A fire in an adjacent apartment can cause plenty of damage to your things, even though you didn’t start it. A big storm could easily send a tree through the roof of your rented house, sending torrents of rain on your electronics. Or water pipes could break, causing untold damage to your furniture. These things and more are covered by a good renters insurance policy.
Here’s one you might not think of: suppose you invite the pizza delivery guy in while you grab your wallet, and he slips, falls and hurts himself in your doorway. The right renters policy will cover you. Or say you come home one evening to find your home burglarized, laptop and flat screen gone.
There are lots of terrific arguments for renters insurance, not least of which is how affordable policies are. You’d be surprised at the coverage you can get for all your possessions for not a lot of cash. Give us a call today and we’ll be happy to help you get just the right policy at a rate that you can afford.
If you have been looking for additional ways to save money, look no further than your car insurance policy. Most people do not review their automobile policy annually. In many cases, it pays to review your automobile policy periodically to look for additional discounts.
Some key ways to save money on your car insurance include:
Maintain a good driving record
Cover all of your vehicles on the same automobile insurance policy
Take a defensive driving course
Install a car alarm in your car
Pay for your car insurance premium in one payment
Drive a car with anti-lock brakes and/or air-bags
Another way to save money that you may not have thought of is to combine your insurance plans with one company. For instance, get your automobile and home owner’s insurance from the same insurance company. This can possibly offer some additional savings. Insurance Doctor offers multiple insurance options:
Call Insurance Doctor if you have any questions about saving money on insurance. We can provide quotes for both your vehicle and home insurance needs.
It is unusual this day and time to find an insurance company who can handle all of your insurance needs, but it is possible. Insurance Doctor provides great rates and coverage for the insurance you need when you need it.
Insurance Doctor offers insurance coverage for:
Our goal is to find you the best insurance coverage possible at the best rates. To do this, we shop multiple companies looking for great rates and coverages that best meets your needs. We do our research and spend the time on the phone, not you, finding you the best possible deal.
We make it easy. Either come into one of our offices in Virginia or North Carolina or request a free-on-line quote. It’s that easy! Call Insurance Doctor today to get your free insurance quote for all of your insurance needs.
Homeowners always carry insurance because the terms of their mortgage usually requires it, but renters are much less likely to have insurance. Whether they think they can’t afford it or they don’t need it, opting out of insurance can prove to be a mistake in the long-run. Renter’s insurance offers people a lot of great benefits.
Renter’s insurance offers coverage for fire-damaged, stolen and lost property items. Another benefit of renter’s insurance is legal assistance. Under this coverage, you have access to legal aid against any lawsuits you might incur. This protection is worldwide. No matter where you are, you will be covered.
Another benefit of renter’s insurance that most people don’t know about is medical coverage. I’m not talking personal health coverage, but protection in case a guest injures himself or herself while on your premises. This coverage is available to your guests regardless of liability.
Insurance coverage always offers peace of mind. Whether you use it or not, the fact that you know it is there is comforting. Renters insurance is affordable. Call Insurance Doctor if you have questions about renter’s insurance.