You deserve quality service from your insurance agency.

To save you money on your insurance, and make life easier at the same time, we have to be different.

In 14 minutes, we can save you up to 50% on car insurance.

We have a vested interest because we work for YOU. We also have to outperform other insurance providers who claim they can do what WE do for Virginia and North Carolina clients – keep your hard-earned money in your pocket.

We are one of the nation’s largest insurance agencies because finding the best insurance rates combined with customer service are the two things that we have been delivering to our clients for over 25 years. Put us to the test on finding an affordable insurance policy for you!

Our Goals Are Simple


Find you the best policy for your specific needs – every year.


Make the entire process shockingly easy for you.

You deserve quality service from your insurance agency. You want to save money and time in finding the right insurance premium to fit your budget and meet your coverage needs. Let us help you with both because knowing and researching the insurance business is our commitment to finding the right fit for you.

  • You want to save money… without spending your life learning the insurance business and shopping for the right policy. Research is our job. Leave that to us.
  • If you are a safe driver, you want to be sure you are getting all the savings that you deserve. You probably have no idea the discounts you may qualify for. We’ll show you.
  • If you have a bad driving record, you want to be treated fairly and respectfully. And you want the best policy for your current situation. We are proud to help you.
  • You want to pay on your terms. Maybe in small monthly payments by direct bill or EFT. Maybe you would rather pay by credit card – or in cash? We give you the choice.
  • You don’t want to be haunted by a traffic violation from years ago. Most insurance companies review the last five years of your driving before they will insure you. We only review the last three years of your driving record.
  • You don’t want to deal with the insurance company. We do it for you.
  • You want immediate service when you need it the most. We offer 24 hour claim service.
  • You want an expert as your own personal representative. Someone well-trained and friendly – who you trust to follow up with you quickly. That’s us. We’re open during lunch and in the evening to suit YOUR schedule. We’ll work with you by phone or email. We make it convenient for you.
  • You don't want to deal with an automated answering service or 1-800 numbers. We provide personal service when you need your auto or motorcycle insurance the most.

Ready to get started?

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“The staff at the Insurance Doctor gave me a welcomed greeting. They had great, quick, and fast service. ”

Shirley W.

Hampton VA