Young adults these days are spending more time exploring before getting settled into their own homes. Lots of other folks just don’t care to take on all the responsibilities of home ownership. And of course, in the current economic client, there are those that are working toward qualification for a mortgage but just aren’t there yet. What all of this means is that there are plenty of renters out there, of all types. Of course, if you are a renter, that doesn’t mean your possessions are any less valuable, which is why renters insurance is a great idea.
Whether you rent an apartment or a home, there are lots of reasons to get good renters insurance. A fire in an adjacent apartment can cause plenty of damage to your things, even though you didn’t start it. A big storm could easily send a tree through the roof of your rented house, sending torrents of rain on your electronics. Or water pipes could break, causing untold damage to your furniture. These things and more are covered by a good renters insurance policy.
Here’s one you might not think of: suppose you invite the pizza delivery guy in while you grab your wallet, and he slips, falls and hurts himself in your doorway. The right renters policy will cover you. Or say you come home one evening to find your home burglarized, laptop and flat screen gone.
There are lots of terrific arguments for renters insurance, not least of which is how affordable policies are. You’d be surprised at the coverage you can get for all your possessions for not a lot of cash. Give us a call today and we’ll be happy to help you get just the right policy at a rate that you can afford.
