Accessory parts coverage for motorcycles, also called custom parts and equipment (CPE) coverage, covers equipment and accessories added to a motorcycle after it has left the factory floor. In case of an accident, this coverage will replace items not included as standard by the motorcycle manufacturer.
Examples of motorcycle accessories include, but are not limited to:
Radios, CB’s, antennas
Custom seats
Motorcycle trailers and luggage racks
Sidecars
Fairings
Sissy bar
Safety guards
Highway pegs
Crash/Roll bars
Plow and mower blades
Trike conversion kits
Custom paint, plating, and exhaust systems
If you have a lot of accessories on your motorcycle, you should seriously consider custom parts and equipment coverage as part of your motorcycle insurance coverage. For information about this coverage and other motorcycle insurance questions, call Insurance Doctor.