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How To Get The Most Discounts On Your Motorcycle Insurance Rate
While discounts may vary, we have compiled a list of common discounts to reduce your motorcycle insurance rates:
- Bundle your insurance policies – adding an auto insurance policy on can help lower your motorcycle insurance rates
- Insure more than one motorcycle
- Complete a motorcycle rider training course
- Belong to a motorcycle riders organization
Affordable Coverage No Matter What Your Situation
If you are worried that you can’t get motorcycle insurance, let us help. Residents of Raleigh and surrounding areas consistently choose us because we specialize in finding affordable coverage, regardless of the situation. Our expertise lies in uncovering various discounts for you. Whether you're seeking coverage for a new motorcycle or looking for a better rate for your existing policy, trust the Insurance Doctor to handle the shopping process on your behalf.
Compare Motorcycle Insurance the Easy Way
At Insurance Doctor of North Carolina, our team specializes in providing competitive motorcycle insurance quotes for riders throughout North Carolina, including the Raleigh, Cary, and Garner area. We take the hassle out of finding the best motorcycle insurance so you can focus on enjoying the open road.
Instead of spending hours searching online and making phone calls to various insurance carriers, we do the comparison shopping for you. Motorcycle insurance coverage can vary widely between different companies, and finding the right coverage at an affordable price can be a challenge. However, our experienced team works with multiple insurance providers known for offering excellent rates and comprehensive coverage to ensure you get the best possible policy. Contact us today to learn more!
Frequently Asked Questions
Yes, motorcycle insurance is required in North Carolina. You will need at least $30,000 in coverage for bodily injury (per person), $60,000 in coverage for bodily injury (per accident) $25,000 in coverage for property damage. These figures are valid for policies with effective dates from January 1, 2022, to December 31, 2024, and they are subject to change. Our experienced agents at Insurance Doctor, serving Raleigh, Cary, and Garner, are well-equipped to guide you through these requirements and help you explore additional policies that may be beneficial for your motorcycle insurance needs.
The answer to this question is not always one-size-fits-all, and it can differ between clients. Additionally, the amount of motorcycle insurance that you need depends on the type of bike you own and how you plan to use it. At Insurance Doctor, our Raleigh team takes the time to learn about you and your needs and find out exactly how much auto insurance you need.
A standard motorcycle insurance policy offers coverage for damages to your bike and provides compensation in case you cause harm to another person or their property, along with legal fees resulting from an accident. This coverage, known as "bodily injury and property damage liability," ensures that you're financially protected up to the limits of your policy if you're found at fault in an accident.
What's great about motorcycle insurance is its customizability. You have the flexibility to choose what you want your policy to cover, striking a balance between protecting yourself against potential risks and staying within your budget. If you're a safe rider with a good driving record, there are plenty of opportunities to save on your motorcycle insurance premiums.
By being proactive and demonstrating safe riding habits, you can benefit from various discounts and cost-saving measures. So, remember to maintain a clean driving record and take advantage of available discounts to secure affordable yet comprehensive coverage for your motorcycle insurance needs.