Henrico

QUESTIONS? CALL: (804) 222-8922
After Hours 888-974-6736
HOURS: M-F 9-5:30 | Closed Saturday & Sunday
  • HOME
  • AUTO INSURANCE
  • ADDITIONAL INSURANCE
    • Commercial Insurance
    • Motorcycle Insurance
    • Homeowners Insurance
    • Henrico Renters Insurance
    • Ride Share Insurance
  • WHY INSURANCE DOCTOR
  • LOCATIONS
    • Home Office
      • MAIN SITE
    • Northern VA
      • ALEXANDRIA
      • ARLINGTON
      • FAIRFAX
      • FREDERICKSBURG
      • WOODBRIDGE
    • Richmond & Chesterfield VA
      • ASHLAND
      • BRANDERMILL
      • CHESTER
      • HENRICO
      • MECHANICSVILLE
      • MIDLOTHIAN
      • RICHMOND
      • SHORT PUMP
    • Central VA
      • CHARLOTTESVILLE
      • HARRISONBURG
      • ROANOKE
    • North Carolina
      • RALEIGH
  • CONTACT US
  • Home
  • Automobile Insurance
  • Automobile Insurance Dictionary
May 21, 2025

Automobile Insurance Dictionary

Automobile Insurance Dictionary

by admin / Friday, 28 January 2011 / Published in Automobile Insurance

Don’t you sometimes feel that your auto insurance policy is riddled with terminology and verbiage that you don’t understand? At Insurance Doctor it is important to us that you understand your insurance policy in full detail. Here are a few common terms used and their definitions to help unlock the mystery of automobile insurance.

At-fault: being the one responsible for an accident.

Broker: an insurance salesperson who works with agents and companies to find the best insurance for consumers available at the time

Negligence: injury or damage to a third party caused by failure to exercise a generally acceptable level of caution

Policy period: the actual time period that an insurance contract or policy is valid providing coverage

Premium: the set amount of money you pay to have insurance

Proof of loss: valid documents that you give to the insurer as evidence to support your request for payment of losses

Surcharge: is an added charge above the cost of your premium due to a previous accident or violation

Underwriter: an individual in an insurance company who writes your policy after determining what insurance risks will be accepted and on what terms

  • Tweet

About admin

What you can read next

Our Ashland customers have such nice things to say!
Tips For Getting Better Gas Mileage
Your Driving Record and The Points System

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

If we can't beat your current price, we'll buy you dinner!
Disclaimer: Must provide a copy of current policy for verification. Once verified, a $25 check will be mailed from the Insurance Doctor corporate office.
* $25 value
* VA residents only


Contact Us
Office: (804) 222-8922

Insurance Doctor of Henrico
4450 Laburnum Ave, #130
Henrico, Virginia 23231
Monday - Friday 9:00 am-5:30 pm
Saturday: Closed
Sunday: Closed

Open in Google Maps

  • GET SOCIAL
Henrico

We Accept Visa, MC, EFT, cash in office, auto bill, debit.
Copyright © 2016 Insurance Doctor
Your Virginia Car Insurance & North Carolina Car Insurance Agency

TOP