OK, so your driving record is less than stellar. You have a speeding ticket or two and your insurance has gone up. Don’t despair. Even if you must accept a policy with higher rates for now, you can work on improving your driving so that you can qualify for discounts on your auto policy in the future.
Here are a few tips to get you back on the right track:
- Stop speeding. Speeding tickets are the number one reason drivers wind up with poor driving records. Observe local speed limits at all times.
- Take a defensive driving course. This can possibly lower your insurance rates and make you a better, more educated motorist.
- Allow yourself plenty of time to reach your destination. Leave yourself enough time to arrive even if you encounter highway delays.
- Don’t let yourself become aggravated by other drivers; don’t fall victim to road rage. When you stay calm you can better cope with unexpected traffic and other drivers.
- Keep your vehicle up to date on inspections and in good working order. This will help you to avoid fines.
- Maintain a safe following distance behind other vehicles on the road. This can help prevent fender-benders that can hurt your driving record.
Call Insurance Doctor if you have questions about your driving record and insurance. We can work to find you the lowest possible rate for your automobile insurance.