Auto Insurance in Ashland, Virginia

Finding affordable car insurance with the right amount of coverage can be overwhelming.

Don’t waste hours online or on the phone – let us do the work for you!

At Insurance Doctor of Richmond, we proudly deliver competitive, customized auto insurance quotes to motorists throughout Ashland and the surrounding areas. Don’t waste time with online tools that don’t consider your requirements, budget, or needs – let our insurance experts do the comparison shopping. Our insurance pros know exactly what you need to get great coverage at an even better price.

All Virginia motorists are required to carry liability and uninsured motorist insurance, no matter how old or valuable your vehicle might be. Since these regulations and requirements do change on occasion, you can rest assured that Insurance Doctor’s auto insurance team keeps up-to-date on all current Virginia statutes. You’ll always be in compliance with relevant state laws. If you have a new driver in the family, we can also help you find the best policy for your teen.

Finding the right insurance coverage at a great price can be daunting – we get it! That’s why we shop around multiple reputable companies that offer great rates and reliability. We keep a watchful eye on insurance industry trends to ensure that you’re always getting the best possible rate. As the industry changes, we can help you adjust your coverage to suit your lifestyle.

Frequently Asked Questions

We don’t believe in one-size-fits-all solutions for auto insurance. At Insurance Doctor, our dedicated Ashland team gets to know you and understand your needs. We then use that information to find your perfect policy.

We offer a range of coverage options to protect you and your family from unexpected events, including:

Liability coverage
Collision coverage
Comprehensive coverage
Personal injury protection (PIP)
Medical payment coverage
Uninsured and underinsured motorist coverage

In addition to the liability and uninsured motorist coverage required by Virginia state law, we can tailor your coverage to better suit your needs. Our mission at Insurance Doctor is to provide the resources and information you need to make informed decisions. We carefully evaluate the various coverage types, matching them to your vehicle, budget, and other relevant factors.

Once you've determined what coverage you need, we conduct thorough comparisons among multiple auto insurance companies to secure the best rate available. We’ll compile the best options for you, then help you make the right choice for you and your family.

It does. When insurers are preparing your quote, they’ll consider a number of different factors, including your vehicle’s value, the size of its engine, its safety records, and theft rates. Cars that are newer, larger, or have more expensive features tend to have higher rates. As a rule, German makes cost more than cars from other countries.

In order to maintain the minimum coverage required by Virginia law, you must have at least $30,000 in coverage for individual bodily injury, $60,000 in coverage for total bodily injury, and $20,000 in coverage for property damage. Please note that these figures are subject to change. Your policy can exceed these requirements if needed; it just can’t cover less than that.

We’re here to help! If you’re not insurance savvy, going through the process of collecting and comparing quotes can be overwhelming. Let us do the work instead. Insurance Doctor shops over 40 different insurance companies to find the right policy for you. All of the companies we work with have flexible pay plans, so you’re sure to find an affordable policy.

It’s possible that you’re overpaying for insurance. Beyond switching to a more affordable policy, there are steps you can take to keep your insurance costs affordable. The simplest way to save on auto insurance is to maintain a good driving record. Many insurance companies offer additional discounts to safe drivers. Tickets and accidents can cause your rate to increase, and those incidents stay on your record for a few years. Your driving record is evaluated by a points system, and taking a defensive driving class can help you earn back points if you have recently received a ticket or been in an accident.

At Insurance Doctor, we’re committed to finding Ashland drivers the best possible auto insurance coverage for their needs and budget. It’s time to get the coverage you deserve! Give us a call today to get the process started.

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Or call us at (804) 550-5624

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