{"id":2210,"date":"2015-11-23T09:30:20","date_gmt":"2015-11-23T13:30:20","guid":{"rendered":"http:\/\/www.myinsurancedoctor.com\/?p=2210"},"modified":"2015-11-23T09:30:20","modified_gmt":"2015-11-23T13:30:20","slug":"im-about-to-marry-someone-with-a-bad-driving-record-will-my-insurance-premium-go-up","status":"publish","type":"post","link":"https:\/\/www.myinsurancedoctor.com\/short-pump\/2015\/11\/23\/im-about-to-marry-someone-with-a-bad-driving-record-will-my-insurance-premium-go-up\/","title":{"rendered":"I\u2019m about to marry someone with a bad driving record. Will my insurance premium go up?"},"content":{"rendered":"<p>So you are about to say I Do and you discover your fianc\u00e9 has a poor driving record! Well expect it to affect your insurance premium after you get married. Your automobile insurance policy covers you, your spouse, any other named insured listed under the policy, and any licensed driver in your household. If any of those people have bad driving records, it will affect your rates.<\/p>\n<p>Of course, insurers consider marital status when calculating risk, so the very act of tying the knot may improve your future spouse\u2019s risk profile. But if their driving record is really bad, you may want to consider additional strategies related to carrier selection, adjusting deductibles, driving school, and other approaches to avoid a hike in your premium. We can provide you with specific advice in this regard.<\/p>\n<p>What strategy will work for you depends on your circumstances. We can discuss all of your policy options with you and make recommendations.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>So you are about to say I Do and you discover your fianc\u00e9 has a poor driving record! Well expect it to affect your insurance premium after you get married. Your automobile insurance policy covers you, your spouse, any other named insured listed under the policy, and any licensed driver in your household. If any<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2,3,8,1],"tags":[16,18,27,36,50,51,67],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>I\u2019m about to marry someone with a bad driving record. 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