Wedding planning is behind you, and now you’re officially married. Congratulations! This new chapter likely includes moving into a shared space, planning for the future, and starting to build your life together.
One essential task during this exciting time is making sure you have the right insurance coverage in place to protect your shared belongings and new home.
As you combine your lives, it’s important to take some practical steps to ensure you’re covered where it matters most. Here’s a checklist to help you get started:
- Covering your new home with homeowners insurance
- Combining auto policies for better rates
- Protecting valuable jewelry like wedding rings
At Insurance Doctor, we specialize in helping newlyweds find the best insurance options in Raleigh, no matter their budget or background. Whether you’re looking for affordable homeowners insurance or exploring car insurance bundles, we can help you protect what matters most.
Auto Insurance for Couples
If you’re a North Carolina resident, chances are you already have auto insurance. But after getting married, it’s worth reviewing your policy to see if adding your spouse makes sense. Whether you’re sharing vehicles or anticipate your spouse driving your car more often, combining your auto policies can simplify things and even save you money.
A joint policy often reduces overall costs—especially if one of you has a good driving record. Plus, many insurers recommend that all drivers in the same household are included on the same policy to avoid potential issues in case of an accident.
Insurance Doctor is here to help if you’ve had trouble finding affordable car insurance before. We work with multiple low-cost insurance providers to help you secure a policy that fits your needs and budget. Protecting each other is one of the most practical ways to start your marriage.
Insuring Your jewelry
Your engagement and wedding rings are more than just beautiful pieces of jewelry—they’re symbols of your love and commitment. Insuring them is an easy way to safeguard these meaningful items from life’s unexpected events.
Jewelry insurance can cover your rings in case they are stolen, lost, or damaged. Imagine misplacing your ring on your honeymoon or losing a precious stone. With the right coverage, you can quickly repair or replace it without added stress or out-of-pocket expenses.
Make sure this treasured part of your marriage is protected from day one by including jewelry insurance as part of your broader insurance plan.
Homeowners Insurance
Moving into your first home together is one of the most exciting steps in your marriage. Whether you’re renting or buying, you need coverage. It’s essential to have homeowners or renters insurance to protect your living space from unexpected events like fire, theft, or storms.
Homeowners insurance can help you repair or rebuild after disasters, ensuring your home and belongings are covered. Even if affording homeowners insurance feels overwhelming, Insurance Doctor works to find policies that are tailored to your budget. We specialize in securing the best deals on insurance for newlyweds, so you can focus on enjoying your new home without the financial stress.
Saving by Bundling
Bundling your home and car insurance can lead to significant savings and simplify your insurance management. Many insurance providers offer discounts for customers who choose to bundle multiple policies. This means that by insuring both your home and vehicle with the same company, you can benefit from lower premiums on both policies.
Additionally, bundling reduces the number of policies you need to keep track of, streamlining your insurance experience. You’ll have a single point of contact for questions or claims, making it easier to manage your coverage. This convenience, combined with potential savings, makes bundling an attractive option for couples starting their life together.
When exploring your options, be sure to ask about companies with bundling discounts and the specific coverage details for both home and auto insurance. With the right combination of policies, you can enjoy peace of mind while keeping your budget in check.
By tackling these insurance steps early in your marriage, you’ll gain peace of mind knowing that you and your spouse are covered no matter what life throws your way. Contact Insurance Doctor today to find affordable insurance quotes in Raleigh and start your marriage on the right financial foot.
