{"id":890,"date":"2011-08-20T13:19:04","date_gmt":"2011-08-20T17:19:04","guid":{"rendered":"http:\/\/www.myinsurancedoctor.com\/?p=890"},"modified":"2011-08-20T13:19:04","modified_gmt":"2011-08-20T17:19:04","slug":"before-you-buy-that-new-home","status":"publish","type":"post","link":"https:\/\/www.myinsurancedoctor.com\/midlothian\/2011\/08\/20\/before-you-buy-that-new-home\/","title":{"rendered":"Before You Buy That New Home"},"content":{"rendered":"<p>So you are shopping for a new home. Congratulations! But before you take out that mortgage, be sure to check on a few insurance considerations, like these&#8230;<\/p>\n<p>Is your soon to be new home in a flood plain?<\/p>\n<p>You might not consider that cute little creek flowing through the back yard (or down the street) to be anything but a nice attraction. Unfortunately this beautiful little stream can turn into a property demolition machine under the right conditions. So, first things first &#8211; be sure your new home is not situated in a flood plain. If it is in any danger of water damage, be sure you know in advance the cost of such insurance.<\/p>\n<p>Is it in a storm prone area?<\/p>\n<p>Let&#8217;s face it, everyplace has its natural disasters. Every year we hear about a 100,000 acre wildfire or a dam or levee breaking. But it&#8217;s the things we don&#8217;t always hear about that you need to pay extra attention to because the reason we typically don&#8217;t hear them often publicized is because local residents are so used to them that it is almost commonplace.<\/p>\n<p>There are the obvious ones like hurricanes in New England, earthquakes on the West Coast and tropical storms in Florida &#8211; but every place has its special considerations. That said, do a little extra research before locating to an unfamiliar area and get insurance costs up front. Finding out you need three additional types of coverage the week before closing is a surprise you can live without.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>So you are shopping for a new home. Congratulations! But before you take out that mortgage, be sure to check on a few insurance considerations, like these&#8230; Is your soon to be new home in a flood plain? You might not consider that cute little creek flowing through the back yard (or down the street)<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[7],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Before You Buy That New Home - Midlothian<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.myinsurancedoctor.com\/midlothian\/2011\/08\/20\/before-you-buy-that-new-home\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Before You Buy That New Home - Midlothian\" \/>\n<meta property=\"og:description\" content=\"So you are shopping for a new home. 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