{"id":603,"date":"2011-01-28T16:20:38","date_gmt":"2011-01-28T16:20:38","guid":{"rendered":"http:\/\/www.myinsurancedoctor.com\/?p=603"},"modified":"2011-01-28T16:20:38","modified_gmt":"2011-01-28T16:20:38","slug":"automobile-insurance-dictionary","status":"publish","type":"post","link":"https:\/\/www.myinsurancedoctor.com\/henrico\/2011\/01\/28\/automobile-insurance-dictionary\/","title":{"rendered":"Automobile Insurance Dictionary"},"content":{"rendered":"<p>Don&#8217;t you sometimes feel that your auto insurance policy is riddled with terminology and verbiage that you don&#8217;t understand?  At <a href=\"https:\/\/www.myinsurancedoctor.com\/\" target=\"_blank\">Insurance Doctor<\/a> it is important to us that you understand your insurance policy in full detail.  Here are a few common terms used and their definitions to help unlock the mystery of automobile insurance.<\/p>\n<p><strong>At-fault<\/strong>: being the one responsible for an accident.<\/p>\n<p><strong>Broker<\/strong>: an insurance salesperson who works with agents and companies to find the best insurance for consumers available at the time<\/p>\n<p><strong>Negligence<\/strong>: injury or damage to a third party caused by failure to exercise a generally acceptable level of caution<\/p>\n<p><strong>Policy period<\/strong>: the actual time period that an insurance contract or policy is valid providing coverage<\/p>\n<p><strong>Premium<\/strong>: the set amount of money you pay to have insurance<\/p>\n<p><strong>Proof of loss<\/strong>: valid documents that you give to the insurer as evidence to support your request for payment of losses<\/p>\n<p><strong>Surcharge<\/strong>: is an added charge above the cost of your premium due to a previous accident or violation<\/p>\n<p><strong>Underwriter<\/strong>: an individual in an insurance company who writes your policy after determining what insurance risks will be accepted and on what terms<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Don&#8217;t you sometimes feel that your auto insurance policy is riddled with terminology and verbiage that you don&#8217;t understand? At Insurance Doctor it is important to us that you understand your insurance policy in full detail. Here are a few common terms used and their definitions to help unlock the mystery of automobile insurance. At-fault:<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[],"class_list":["post-603","post","type-post","status-publish","format-standard","hentry","category-automobile-insurance"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Automobile Insurance Dictionary - Henrico<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.myinsurancedoctor.com\/henrico\/2011\/01\/28\/automobile-insurance-dictionary\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Automobile Insurance Dictionary - Henrico\" \/>\n<meta property=\"og:description\" content=\"Don&#8217;t you sometimes feel that your auto insurance policy is riddled with terminology and verbiage that you don&#8217;t understand? 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