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  • I’m about to marry someone with a bad driving record. Will my insurance premium go up?
May 21, 2025

I’m about to marry someone with a bad driving record. Will my insurance premium go up?

I’m about to marry someone with a bad driving record. Will my insurance premium go up?

by admin / Monday, 23 November 2015 / Published in Auto Insurance Premiums, Automobile Insurance, Insurance Doctor, Uncategorized

So you are about to say I Do and you discover your fiancé has a poor driving record! Well expect it to affect your insurance premium after you get married. Your automobile insurance policy covers you, your spouse, any other named insured listed under the policy, and any licensed driver in your household. If any of those people have bad driving records, it will affect your rates.

Of course, insurers consider marital status when calculating risk, so the very act of tying the knot may improve your future spouse’s risk profile. But if their driving record is really bad, you may want to consider additional strategies related to carrier selection, adjusting deductibles, driving school, and other approaches to avoid a hike in your premium. We can provide you with specific advice in this regard.

What strategy will work for you depends on your circumstances. We can discuss all of your policy options with you and make recommendations.

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