If you have been looking for additional ways to save money, look no further than your car insurance policy. Most people do not review their automobile policy annually. In many cases, it pays to review your automobile policy periodically to look for additional discounts.
Some key ways to save money on your car insurance include:
Maintain a good driving record
Cover all of your vehicles on the same automobile insurance policy
Take a defensive driving course
Install a car alarm in your car
Pay for your car insurance premium in one payment
Drive a car with anti-lock brakes and/or air-bags
Another way to save money that you may not have thought of is to combine your insurance plans with one company. For instance, get your automobile and home owner’s insurance from the same insurance company. This can possibly offer some additional savings. Insurance Doctor offers multiple insurance options:
Call Insurance Doctor if you have any questions about saving money on insurance. We can provide quotes for both your vehicle and home insurance needs.
It is unusual this day and time to find an insurance company who can handle all of your insurance needs, but it is possible. Insurance Doctor provides great rates and coverage for the insurance you need when you need it.
Insurance Doctor offers insurance coverage for:
Our goal is to find you the best insurance coverage possible at the best rates. To do this, we shop multiple companies looking for great rates and coverages that best meets your needs. We do our research and spend the time on the phone, not you, finding you the best possible deal.
We make it easy. Either come into one of our offices in Virginia or North Carolina or request a free-on-line quote. It’s that easy! Call Insurance Doctor today to get your free insurance quote for all of your insurance needs.
Accessory parts coverage for motorcycles, also called custom parts and equipment (CPE) coverage, covers equipment and accessories added to a motorcycle after it has left the factory floor. In case of an accident, this coverage will replace items not included as standard by the motorcycle manufacturer.
Examples of motorcycle accessories include, but are not limited to:
Radios, CB’s, antennas
Motorcycle trailers and luggage racks
Plow and mower blades
Trike conversion kits
Custom paint, plating, and exhaust systems
If you have a lot of accessories on your motorcycle, you should seriously consider custom parts and equipment coverage as part of your motorcycle insurance coverage. For information about this coverage and other motorcycle insurance questions, call Insurance Doctor.
There are many factors involved in motorcycle insurance coverage. Most insurance companies will evaluate the type of bike you have, how often you ride it and what your purpose in riding is. Different policies are available based not only on your personal driving record but what type of motorcycle you choose to drive as well as how far you plan to travel on a regular basis and whether it is for business or pleasure. Are you a weekend motorcycle driver or is this your sole means of transportation? Will you be trail riding or are you an active member of a motorbike club? Your answers to these questions will determine how much your policy is going to cost you. Good insurance coverage for motorcycle drivers should be geared to the type of vehicle as well as the different needs of the driver.
A motorcycle accident is very different from a car accident and it is critical that you have adequate coverage. There is a greater chance of the vehicle being totaled and the driver being badly hurt. Adequate medical coverage as well as collision and liability coverage is a must. A good policy will also include a replacement clause in case the bike is destroyed in an accident. Other features of motorcycle insurance offer coverage for the replacement of your safety clothing as well as roadside assistance. Be sure to ask about these options.
Enjoy your ride down the highway knowing you have a good motorcycle insurance policy that will offer protection for both you and your bike. Call Insurance Doctor with your questions about motorcycle insurance coverage.