Looking for auto insurance quotes in Richmond and Central Virginia? Look no further! We save you time, stress, and money by offering quick and competitive quotes to drivers in the Richmond area. Our team will search for the ideal coverage that meets your needs while providing excellent customer service. You can feel confident that helping you meet your coverage requirements is our number one priority.
Regardless of your vehicle's value or age, liability auto insurance is mandatory in all states. We can assist you in determining the appropriate comprehensive and collision options for your coverage. If you're considering buying a vehicle for your teen, we can even help you budget for a new driver.
We understand that finding the right insurance coverage at an affordable price can be challenging. That's why we compare rates and coverages from multiple companies. We also stay up-to-date with changes in the insurance industry to ensure you receive the best possible deal on a policy that suits your specific needs.
If you have any questions give us a call or visit our FAQ page to learn more. Or, if you are ready to get started, call today to get a quote!
Frequently Asked Questions
The minimum car insurance you usually need is the state-required liability coverage. This covers some or all of the injuries and damages you're responsible for in an accident. State requirements vary, and you can legally drive without insurance in Virginia, but you still need a policy or to pay an uninsured motor vehicle fee to register your car. Virginia is an at-fault state, meaning if you cause an accident, you're responsible for the other driver's costs. It's wise to have more liability coverage than the minimum to avoid paying extra.
Yes, the type of car you drive can significantly influence the cost of your auto insurance. Insurers take into account various factors, including the vehicle's value, safety record, engine size, average repair cost, theft rates, and more. These factors can cause certain cars to be more expensive to insure compared to others, even when all other factors remain constant. This applies to the geographical area as well, including Richmond.
In Virginia, you can legally drive without insurance, but you still need a policy or to pay an uninsured motor vehicle fee to register your car. Virginia's minimum car insurance requirement is $30,000 for bodily injury or death of one person, $60,000 for two, and $20,000 for property damage.
At Insurance Doctor of Richmond, we never turn away drivers based on a poor driving history. We believe in offering a tailored approach to each individual customer. Contact us today to receive a car insurance quote or any other service quote for your home, motorcycle, or apartment. Our team is ready to assist you in comparing quotes and selecting the insurance that suits your needs.
At Insurance Doctor of Richmond, we never turn away drivers based on a poor driving history. We believe in offering a tailored approach to each individual customer. Contact us today to receive a car insurance quote or any other service quote for your home, motorcycle, or apartment. Our team is ready to assist you in comparing quotes and selecting the insurance that suits your needs.